NAEFCU

Coach(es): 

Name and Email      

David McElhaney   

Email: dmcelhaney@naefcu.org

Phone: (757)410-2000, ext 2410

Location: 5957 E Virginia Beach Blvd Ste 14, Norfolk VA 23502

(Military Crossing Shopping Center)

Products and Services:

Checking account

·         No minimum balance is required to open a checking account

·         Monthly minimum balance required: No monthly minimum balance requirement

·         Does the account have monthly fees associated with it? 

§  Fees are charged only if the account is overdrawn or has items returned for non-payment (fee is $30 per item)

·         Debit card is available with the account.

·         Unlimited access to tellers for assistance with accounts            

Savings account

·         NAE FCU offers savings accounts, club accounts (vacation or holiday) and money market savings

·         Minimum opening deposit for savings account: $5

·         “Second chance “accounts available? 

·         Prepaid card product available? 

·         Does this partner offer a way for clients to minimize/prevent NSF /overdraft fees?  If the member has direct deposit, overdraft protection is available which will pay an item even if funds are not present to cover the balance.  Fee is $30 for each item paid – overdraft protection stops the item from being returned which can result in fees from the person / company depositing the check

·         Online banking/bill pay services offered

o    No fee unless member pays more than 12 bills in one month or has a stop payment