Products and Services:

Checking Account: (Name of Product) Towne Classic or Towne Basic

Minimum opening deposit for checking account: $50.00

Can the minimum deposit be waived? Possibly

Monthly minimum balance required: Yes

Does the account have monthly fees associated with it? If yes, how much? Towne Classic $12 monthly maintenance fee/ Towne Basic $9.00 monthly maintenance fee. 

Can the monthly fees be waived: Monthly maintenance fees may be waived on the Towne Classic account by meeting one of the balance requirements for that statement period.

Is an ATM or Check/Debit Card available with the account? Yes (ATM card only if normal opening criteria are not met).

Is the partner able to waive overdraft fees? No.

Does the partner provide unlimited access to tellers for assistance with their accounts? Yes.

Is a savings account offered? If yes, what is the name of the product? Yes-Towne Saver.

Minimum opening deposit for savings account: $50.00.

Is a “second chance” account available? Possibly.

Is a prepaid card product available? No.

Does this partner offer a way for clients to minimize/prevent NSF/overdraft fees? Yes.

Does this partner offer online banking/bill pay services? Yes.

Is product information available in foreign languages?  No.

Does the partner offer local teller service in a foreign language? Employees at some locations speak a foreign language. 

What alternative identification information is accepted? We Have a list of acceptable ids.

What fees are associated with this service, if any: No fees are charged by the bank for these services.

What languages are spoken?  They vary.  Spanish is more prevalent.

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